Andrew P. 6 months ago
When I was younger, I always assumed it would be cheaper to get insurance directly through a carrier instead of the expected extra costs of a middle man. Oh how wrong I was. FPH routinely gets me drastically lower premiums than the carriers quote me directly. The insurance provider they got me has been nothing but responsive and helpful for the two claims I've had in the last four years. And most importantly, I have a great relationship with my account managers, so whenever I need something I just pick up the phone and stuff magically happens. I have moved all of my home owners, vehicle, and commercial policies to FPH and wish I had done so even sooner than we did. The commercial policy was SO much cheaper, we were convinced they had quoted it wrong, but no, they really did fight to get my premiums cut in half with the exact same coverage, no corners cut.