We are an independently owned and operated agency located in San Francisco, California with remote sales offices in the East and South Bay Areas. We deliver comprehensive insurance and risk management solutions to individuals, families and businesses and serve five western states besides California including Arizona, Oregon, Nevada, Colorado and Texas. We not only believe in helping other people stay secure by helping to manage their risks but we want to give people great value when they purchase insurance products. A significant part of the service we offer is educating our clients so they truly understand their insurance needs and how best to mitigate their risks, whether personal or business related. We are also licensed in real estate sales and our CEO is a notary public. We generally provide real estate and notary services as an added service to our insurance clients if requested. We also consult in and assist with Medicare supplements and Part D coverage for seniors and provide all types of medical plan coverage and benefits needed by individuals, families and businesses including dental, vision, long term disability and life insurance. Due to our longstanding and extensive relationships with dozens of preferred and non-standard surplus lines insurance carriers, we’re able to insure all kinds of main street business operations as well as hard-to-place businesses and unusual risks that many other agents avoid. We have a large market in professional liability that serves all manner of consulting, design, and tech industry businesses including coverage for difficult patent infringement situations. We have a process for guiding new business owners in lease and contract compliance and we help assess these owners’ operations thoroughly in order to meet contractual insurance requirements. As a result we deliver some of the best commercial coverage available anywhere. As far as we know, we are the only agency to be a four-time winner of the U.S. Commerce Association’s ‘Best of Local Business’ award. This is a mark of our outstanding marketing success and our perpetuation of a positive image for small and mid-sized businesses. Our sweet spot includes helping new ventures and companies with up to 1,000 employees procure and maintain the insurance coverages they need.

Companies Represented

  • Amtrust
  • Anthem
  • Blue Shield
  • Chubb
  • Cig
  • Cna
  • Cse
  • Employers Compensation
  • Guard
  • Hanover
  • Hartford
  • Kaiser
  • Kbic
  • Liberty Mutual
  • Markel
  • Mercury
  • Nationwide
  • Philadelphia
  • Preferred Employers
  • State Fund Of Ca
  • Travelers
  • Us Liability
  • Zurich


Insurance Products Offered

  • All Lines Commercial And Personal
  • Disability
  • Health
  • Life
  • Surety Bonds


  • Andrea J. over 1 year ago

    This place caused me to drive without insurance for two months My car registration was due. I sent in my payment, but the DMV said they had no proof of insurance. I checked my card and, sure enough, it had expired months before. When I called Riskguard Insurance Solutions, they said they had sent me a renewal notice, but never heard from me. This is a lie. I never received a notice from them. Irene Herman never returned my calls. I was polite on the phone with her associates. That got me nowhere. They have behaved recklessly and irresponsibly. I am glad to have the opportunity to publicly shame these people. If you are driving uninsured (which is against the law), that's your tough luck. Your insurance agent doesn't care if you are with Riskguard Insurance Solutions.

  • Lex M. over 3 years ago

    Geoff at Riskguard Insurance Solution removes all of the work and complications of securing a commercial insurance and got me a into package that is comprehensive for my business needs. I went with Geoff at Riskguard to secure a commerical insurance, general liability, professional liability, and worker's compensation and I received quote and offer from reputable insurance companies. It is a pleasure working with this agency and I am pleased with the professionalism of everyone at Riskguard Insurance Solution. Thank you to Geoff and associates at Riskguard Insurance. I recommend this agency whether you are in the Bay Area or anywhere in the United States.

  • Soe L. almost 4 years ago

    They provide an excellent insurance service in the Bay Area. Iris helped me to find the great insurance for my automobile. She explained all the detail about the coverage and the things I need to know. She has been helping me for three years and I have a positive experience with her. So, I highly recommend Riskguard to all of you.

  • Margaret K. almost 4 years ago

    I searched high and low for someone to help me get insurance for my job, which is a new, emerging market that isn't commonly served by major insurance companies. I've been with Riskguard as my broker for over a year now and have nothing but wonderful things to say about their service, attention to detail, rapid response and competence. They have always been able to find me a policy with thorough coverage at a great price, and I appreciate the education and honest insight I've received from them!

  • Simon B. almost 4 years ago

    I brought my company to Riskguard Insurance when a new client had some comprehensive requirements. Geoff and team walked me though the process and had an incredibly quick turnaround. With paperwork in hand in just a few days, we were a happy company and we had a happy client!

  • Nicholas R. over 4 years ago

    I have worked with this firm since I created our business 9 years ago. I originally went with Geoff because I remember him being very detailed oriented and made sure to give me all information. Insurance can be intricate, and they make everything very smooth and easy

  • Calvin H. over 4 years ago

    Riskguard is a one stop shop for all your insurance needs. They are a family owned company whom I've known for years. Kelson helped me find a great rate on auto and homeowners insurance and helped explain all the different types of coverages. I worked with Irene on life insurance. She took the time to come over to my home and presented different options and help us decide on a coverage that made the best sense for our family. Both Kelson and Irene were very responsive and answered all my questions. I would highly recommend Riskguard to all my friends and family.

  • Solomon S. over 4 years ago

    Our small company based in San Francisco has used riskguard insurance for over 5 years now. Geoff and the staff at riskguard have always gone above and beyond to make sure that we were properly insured. Would highly recommend giving them a call - they always find me the best rates for personal or business policies!

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Agency's Business Hours

  • Monday 9:00 AM – 5:00 PM
  • Tuesday 9:00 AM – 5:00 PM
  • Wednesday 9:00 AM – 5:00 PM
  • Thursday 9:00 AM – 5:00 PM
  • Friday 9:00 AM – 5:00 PM
  • Saturday Closed
  • Sunday Closed
  • Mon 9:00 AM – 5:00 PM
  • Tue 9:00 AM – 5:00 PM
  • Wed 9:00 AM – 5:00 PM
  • Thu 9:00 AM – 5:00 PM
  • Fri 9:00 AM – 5:00 PM
  • Sat Closed
  • Sun Closed

Languages Spoken

  • English

States Licensed In

  • Arizona
  • California
  • Colorado
  • Oregon
  • Texas

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