Find Commercial Property Insurance from Paradiso Insurance
Buying property insurance for a business is one of the most important steps you can take to protect your business from an unexpected event. Aside from the physical premises, there’s the equipment, inventory, signage, landscaping, and other important assets that you’ve worked hard to secure.
At Paradiso, we understand the risks our local businesses face, and we work hard to make sure our clients get the best level of coverage in order to protect their commercial property and its contents.
Your Local Commercial Property Insurance Agents
We believe in taking a personalized approach to the way we do business, and we know this to be the best way of ensuring our customers get tailored insurance that is ideally suited to the individual needs of their business.
As your local business property insurance agency, we can help you get access to the right levels of coverage for your commercial property and its contents.
What is covered by a commercial property insurance policy?
If you need to buy insurance for your business, then commercial property coverage is going to be somewhere at the top of the list. It will insure your business premises and physical assets of your business against a range of perils, such as fire, theft, vandalism, explosions, and more.
In terms of the physical assets that are typically covered by a business property insurance policy, it includes the actual building, the items inside, and just outside of your structure.
- Exterior company signage
- Computing equipment
- Furnishings and other business equipment
- Inventory
- Landscaping and fencing
- Important documentation
At Paradiso Insurance, we offer customized business property insurance quotes that will only include the appropriate coverage for the individual needs of your business. We know the best questions to ask in order to ensure our customers get the right level of coverage at the right price.
The different types of commercial property coverage explained
There are three core types of business property insurance you can buy.
- Basic Policy – This provides coverage for events such as storms and fires
- Broad-Form Policy – This covers all of the above, as well as structural collapse, water damage, leaking sprinklers, damage caused by sleep, ice, and more.
- Special-Form Policy – This provides coverage for any event other than those listed in the exclusions. Typically, excluded events include terrorism, floods, insects, nuclear disaster, and more.
We always believe our clients get the best levels of coverage for their property insurance when they speak with an experienced commercial insurance agent. We will tailor the policy to cover the things you need it to and make sure you have enough coverage in place to give you peace of mind and protect your hard-earned assets.
Disclaimer: This information has been written for the public as informational only. Since coverage varies from state to state, it is important to speak to a licensed insurance agent in your state.
