Find Commercial Property Insurance from Paradiso Insurance


Buying property insurance for a business is one of the most important steps you can take to protect your business from an unexpected event. Aside from the physical premises, there’s the equipment, inventory, signage, landscaping, and other important assets that you’ve worked hard to secure.

At Paradiso, we understand the risks our local businesses face, and we work hard to make sure our clients get the best level of coverage in order to protect their commercial property and its contents.

Your Local Commercial Property Insurance Agents

We believe in taking a personalized approach to the way we do business, and we know this to be the best way of ensuring our customers get tailored insurance that is ideally suited to the individual needs of their business.

As your local business property insurance agency, we can help you get access to the right levels of coverage for your commercial property and its contents.

What is covered by a commercial property insurance policy?

If you need to buy insurance for your business, then commercial property coverage is going to be somewhere at the top of the list. It will insure your business premises and physical assets of your business against a range of perils, such as fire, theft, vandalism, explosions, and more.

In terms of the physical assets that are typically covered by a business property insurance policy, it includes the actual building, the items inside, and just outside of your structure.

  • Exterior company signage
  • Computing equipment
  • Furnishings and other business equipment
  • Inventory
  • Landscaping and fencing
  • Important documentation

At Paradiso Insurance, we offer customized business property insurance quotes that will only include the appropriate coverage for the individual needs of your business. We know the best questions to ask in order to ensure our customers get the right level of coverage at the right price.

The different types of commercial property coverage explained

There are three core types of business property insurance you can buy.

  1. Basic Policy – This provides coverage for events such as storms and fires
  2. Broad-Form Policy – This covers all of the above, as well as structural collapse, water damage, leaking sprinklers, damage caused by sleep, ice, and more.
  3. Special-Form Policy – This provides coverage for any event other than those listed in the exclusions. Typically, excluded events include terrorism, floods, insects, nuclear disaster, and more.

We always believe our clients get the best levels of coverage for their property insurance when they speak with an experienced commercial insurance agent. We will tailor the policy to cover the things you need it to and make sure you have enough coverage in place to give you peace of mind and protect your hard-earned assets.

Disclaimer: This information has been written for the public as informational only. Since coverage varies from state to state, it is important to speak to a licensed insurance agent in your state.

Companies Represented


  • Allstate
  • American Modern Insurance
  • Asi American Strategic
  • Bunker Hill Insurance Company
  • Classic Collectors Infinity Insurance
  • Commerce Mapfre Insurance
  • Foremost Insurance Group
  • Hagerty Insurance
  • Hanover Insurance Company
  • Harleysville Life
  • Harleysville Nationwide Insurance Group
  • Kemper Insurance
  • Main Street America Group
  • Nationwide Insurance
  • Plymouth Rock Ct
  • Progressive Insurance
  • Quincy Mutual
  • Safeco
  • Safeco Roadside Assistance
  • State Auto Insurance Companies
  • Stillwater Insurance Group
  • The Hartford
  • The Hartford Roadside Assistance
  • Travelers
  • Travelers Business
  • Upc Insurance United Property Casualty




Insurance Products Offered


  • Commercial Insurance
  • Parcel Delivery Insurance
  • Personal Insurance


Frequently Asked Questions


  • What factors impact the cost of a commercial auto insurance quote?

    As with all insurance agencies, there are many factors we use to give you a quote for commercial property coverage. The age, location, size, and construction of the building will play a significant role in the cost. Aside from this, details such as the distance to the nearest fire hydrant and fire station will also need to be considered, along with the type of business you own and the value of the items kept onsite.


  • Will commercial property insurance cover a building that is leased?

    Absolutely. If you lease your business premise, then you will be expected to buy property insurance for coverage against disasters, along with receiving essential protection for the physical assets owned by the business.


  • Is business income protection included with commercial property coverage?

    Most business property policies will include an element of business income protection in the event of a disaster. However, not all policies are created equal, and some will need this, adding to the schedule of coverage.


  • What is not covered by commercial property insurance?

    When you get a quote for business property insurance, you can choose which perils to exclude or include in that proposal. In some instances, you can choose to be covered by the ‘named’ perils only, or you might wish to buy insurance against ‘all perils.’ Each insurer will offer slightly different levels of coverage, so make sure you always ask about this before you buy property insurance for your business.


  • What does AVC mean in commercial property insurance?

    This is an acronym for Actual Cash Value. It relates to the amount of money your insurance company will payout, based on the depreciated value of the product or property.



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Agency's Business Hours


  • Monday 8:30 AM – 5:30 PM
  • Tuesday 8:30 AM – 5:30 PM
  • Wednesday 8:30 AM – 5:30 PM
  • Thursday 8:30 AM – 5:30 PM
  • Friday 8:30 AM – 5:30 PM
  • Saturday 9:00 AM – 1:00 PM
  • Sunday Closed
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  • Tue 8:30 AM – 5:30 PM
  • Wed 8:30 AM – 5:30 PM
  • Thu 8:30 AM – 5:30 PM
  • Fri 8:30 AM – 5:30 PM
  • Sat 9:00 AM – 1:00 PM
  • Sun Closed

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