About Coverage Direct

Coverage Direct is an innovative, technology-focused independent insurance agency serving Iowa, Illinois, Minnesota, Missouri, Nebraska, and Wisconsin. At Coverage Direct we focus on creating customized insurance options tailored to each client's specific needs. Our unique video quote proposal allows our Coverage Direct agents to explain options in a practical, convenient, and tangible way. No more high-pressured sales tactics or inconvenient appointments in the middle of the day. At Coverage Direct, we are here to provide our clients with the most efficient way to purchase home, auto, business, and term life insurance without sacrificing the coverage you need. Click the link below to learn more. https://youtu.be/MCKwesja0TA

Companies Represented

  • Dairyland
  • Donegal
  • Foremost
  • Hippo
  • Integrity
  • Nationwide
  • Progressive
  • Safe Co
  • Secura
  • Selective
  • State Auto
  • Travelers
  • West Bend
  • Western National

Coverage Direct Agents

Insurance Products Offered

  • Auto
  • Business
  • Home
  • Renters
  • Term Life


  • Justin H. 5 months ago

    Zach Mefferd is an absolute source of information and go getter. I highly recommend giving him a call for yourself.

  • Jake V. 7 months ago

    The team at Coverage Direct has the best customer service and incredible timeliness with communication and our needs.

  • Michael R. 8 months ago

    I've forever been impressed with your company's timely response to my insurance needs, including prompt replies from all communications.

  • Rob S. 8 months ago

    Very simple and quick process without trying to up sell 50 other services.

  • Mark N. 8 months ago

    Ryan Swalve and Julie Lofdahl have been GREAT to work with! They made the transition of my insurance coverages smooth and simple. Great team to work with and I highly recommend!

  • Ben B. 8 months ago

    Everyone has been great from start to finish. I’ve thoroughly enjoyed the customized videos experience and the subject matter expertise. When I’ve had questions, always answered in a timely manner. Additionally switching vehicles insurance was a simple task. Thank you for all you do!

  • Brad F. 9 months ago

    Got me the best bang for my buck! Friendly knowledgeable staff

  • Thomas B. 9 months ago

    You guys worked hard to help me with a tough situation.

  • Emily H. 9 months ago

    Very quick and thorough with the information and options!

  • Israel L. 9 months ago

    You guys are very timely and prompt to our requests. Sometimes we deal with clients and vendors that require fast turnaround and you guys are always there to help.

  • Dennis A. 9 months ago

    Very easy to deal with business and home policies.

  • Kevin S. 9 months ago

    The Coverage Direct team provided great service and offered a product that fit our home and auto needs with a quality carrier at a fair premium for the coverage!

  • Kris H. 9 months ago

    You took the time to meet with us to make sure we got the coverage we needed.

  • Lowell S. 10 months ago

    Good price, great company and friendly service when needed.

  • Jeremy G. 10 months ago

    I had a great experience with buying a new home, and Julie Lofdahl was highly recommended and she did a awesome job and had everything I needed done and in a fast pace, I would definitely recommend Julie Lofdahl and Coverage Direct.

  • Doane B. 10 months ago

    I like that Coverage Direct is low key. I get the services I need without a ton of excess communication. I also really like Coverage Direct's responsiveness when I do have a question.

  • Scott T. 10 months ago

    Any time we require insurance for our company, Coverage Direct responds promptly to our requests and shops the market for the most affordable and quality coverage. All claims we have had were resolved promptly and fairly. Highly recommend using this agency.

  • Jeremy G. 10 months ago

    I liked the friendly people I worked with and the interest in making a customer happy, got it going and done in a very good amount of time.

  • Chris G. 10 months ago

    Great service and communication. There is no doubt in my mind that you guys care about your customers.

  • Randy C. 10 months ago

    They have always been upfront and honest with us. If we have any questions any time. They are available right away to discuss them. We would and have recommended them to friends and family. They will take care of you.

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Agency's Business Hours

  • Monday 8:30 AM – 5:30 PM
  • Tuesday 8:30 AM – 5:30 PM
  • Wednesday 8:30 AM – 5:30 PM
  • Thursday 8:30 AM – 5:30 PM
  • Friday 8:30 AM – 5:30 PM
  • Saturday Closed
  • Sunday Closed
  • Mon 8:30 AM – 5:30 PM
  • Tue 8:30 AM – 5:30 PM
  • Wed 8:30 AM – 5:30 PM
  • Thu 8:30 AM – 5:30 PM
  • Fri 8:30 AM – 5:30 PM
  • Sat Closed
  • Sun Closed

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