Find Auto Insurance from The Horton Group | Orland Park
Horton Group is an award-winning auto insurance broker with multiple office locations in Illinois, Indiana, Michigan, Minnesota, and Wisconsin. As part of a growing personal insurance portfolio, Horton Group provides a range of insurance policies that are designed to take care of your assets, your health, and your financial wellbeing.
Clients can enjoy access to an online account management area, that gives them the ability to pay bills with e-check, or a debit/credit card. Along with being able to quick access and print out certificates of insurance.
Their personal insurance services are designed to meet with client’s individual needs, and they have a friendly team of insurance experts who are always on-hand to offer support or guidance whenever it’s needed.
Auto Insurance from the Horton Group
At Horton Group, we believe each auto insurance policy should be tailored to each policyholder. Aside from having an extensive range of personal auto insurance carriers whom we deal with, we also have an outstanding team of experts who are here to help you at any stage.
Getting a personal auto insurance quote is quick and easy and is designed to protect you, your vehicle, and the people around you. Auto insurance coverage can vary between states and insurance carriers, so it’s important to know your coverage limitations, and your available endorsements.
When you choose Horton Group for your personal auto insurance, you will get a personalized service and tailored coverage that meets your individual needs.
What are the different types of personal auto insurance?
Here, we’ll cover the main types of auto insurance, and the additional endorsements will be discussed in the next section.
Personal Auto Liability Coverage
Liability insurance will give you coverage for property damage liability and bodily injury. This coverage is usually required by state law; in the event you injure somebody, cause an accident, or damage property, it will pay for a legal defense and any covered damages.
Personal Auto Comprehensive Coverage
Comprehensive insurance will give you coverage to help you pay for any damage to your vehicle when that damage is not a result of a collision. This may include vandalism, natural disasters, theft, storms, hitting an animal, and more.
Personal Auto Collision Coverage
Collision insurance will give you coverage that will help you pay for damage to your vehicle in the event you collide with another object, vehicle, or if your vehicle rolls. If you have a vehicle that you either lease or is on finance, then you are typically required to buy this coverage.
Personal Injury Protection
Also known as PIP or no-fault insurance, this will give you coverage for medical expenses, and in some instances, it will cover a portion of lost earnings, along with some other damages. This is irrespective of who is at fault.
Underinsured/Uninsured Motorist Coverage
This will give you coverage to help you pay for medical expenses and damages that result from an accident that is caused by an individual with inadequate coverage, or no coverage.
Our insurers also provide discounts on personal auto insurance for security systems, home/auto bundles, claim-free records, and more. We can also provide interchangeable policy limits and deductibles, depending on your individual needs.
Additional Auto Insurance Coverage Options
Also known as extended transportation expenses coverage, this could payout for a rental car in the event your vehicle is damaged in a ‘covered’ accident, and when your car is out of commission for over 24-hours.
New Car Replacement
This endorsement could help you get the coverage needed to replace your new vehicle with a brand new vehicle of the same model and make, where the accident occurs within your first two-five years of ownership, and the vehicle is purchased as new.
Loan/Lease Gap Coverage
This endorsement is suited to those who lease or finance a vehicle. If your vehicle gets totaled, then this type of coverage could pay any difference between the unpaid balance of the loan and the actual cash value of the vehicle.
Roadside assistance gives you peace of mind that should you breakdown, you can get quick access to help. It is usually offered on different levels, depending on the carrier and the cost.
This coverage is only available to purchase in Illinois and Colorado at present. It may help protect those who drive for a transportation network and covers a driver and their vehicle between opening their mobile transportation app and collecting a passenger.
Aside from offering Auto insurance, Horton Group also provides personal lines coverage for:
- Home Insurance
- Umbrella Insurance
- Watercraft and Yacht
- Motorcycle Insurance
- Valuable Collection Insurance
- Cyber and Identity Theft Coverage
- Flood Insurance
- Wedding Insurance
- Equine Insurance
- Wine Collection Coverage
- Domestic Employee Insurance
- Kidnap, Ransom, and Extortion Coverage
- Watercraft Insurance
- Aircraft Insurance
- Disability Insurance
- Life Insurance
- Health Insurance