Find Motorcycle Insurance from The Horton Group | Orland Park
Horton Group is an award-winning Motorcycle insurance broker with multiple office locations, in Indiana, Illinois, Minnesota, Michigan, and Wisconsin. As a company that offers a range of risk-reducing solutions for riders and motorbike enthusiasts across the country.
At Horton Group, getting the best motorcycle coverage, at the right price is essential to make sure your assets and your wellbeing are completely protected at all times. We offer an online platform that makes it quick and easy for clients to manage accounts and payments, at a time that suits your schedule.
We provide tailored motorcycle insurance that is designed around your precise needs and demands.
Choose Horton Group for your Motorcycle Insurance
When you choose a company to insure your motorcycle, you want an insurer with a proven reputation for delivering outstanding client services and claim support. Horton Group delivers this, and more.
- Competitive motorcycle insurance prices
- Great client support
- Tailored insurance packages
- Trusted broker with a superb record
- Friendly professional team of experts
What are your Motorcycle insurance coverage options?
When you choose Horton Group for your Motorcycle insurance, you get a personalized service and tailored coverage that meets your individual needs. Here’s a summary of the different options you have at your disposal.
Motorcycle Liability Insurance Explained
Most states have a minimum amount of liability coverage that you’re required to have. This type of coverage will provide insurance for property damage and bodily injury that you may inflict upon a third-party if you are involved in a motorcycle accident; but it will not give your bike coverage, nor will it offer any for you.
Property Damage Liability
If you are involved in an accident that causes damage to another person’s property, and you are found to be at fault, this will cover any related expenses, such as the damages causes to fencing, structures, properties, or any other vehicles.
Bodily Injury Liability
If you have a motorcycle accident that is deemed to be your fault, then you will typically be responsible for paying out for any damages that are caused to your passenger or the other driver. This will cover their expenses, such as lost earnings, medical expenses, and more.
Motorcycle Collision Insurance Explained
This type of coverage will payout for any damage to your motorcycle should become involved in an accident. So, if your motorcycle has a collision with another vehicle or an object, this type of coverage is what pays for the damage; minus the amount of your deductible. In most cases, this type of coverage will only cover the book value of your motorcycle immediately before the accident occurred.
Comprehensive Insurance for a Motorcycle
Just like collision insurance, a comprehensive motorcycle policy will payout for the damages, minus your deductible, and only for the boke value of the motorcycle immediately before the accident occurred. It pays for any damage that is caused by something other than a collision; such as a theft, fire, or vandalism.
Underinsured/ Uninsured Motorist Insurance
If you’re involved in accident with another motorist who is either uninsured or uninsured, and they cause damage to you or your motorcycle, then this coverage will pay out for medical expenses, lost wages, and more. If you include property damage as part of this option, then your damage to motorcycle will also be included.
Optional Equipment Coverage for a Motorcycle
Have you customized your motorcycle? Do you have a custom paint job, a sidecar, trainer, chrome parts, or other upgrade? Then this additional coverage will protect these elements. Most collision and even comprehensive motorcycle insurance policies will not cover any non-standard parts.
Our insurers also provide discounts on Motorcycle insurance for home/auto bundles, security systems, additional safety courses, claim-free records, and more.
Aside from offering Motorcycle insurance, Horton Group also provides personal lines coverage for:
- Auto Insurance
- Umbrella Insurance
- Watercraft and Yacht
- Home Insurance
- Valuable Collection Insurance
- Cyber and Identity Theft Coverage
- Flood Insurance
- Wedding Insurance
- Equine Insurance
- Wine Collection Coverage
- Domestic Employee Insurance
- Kidnap, Ransom, and Extortion Coverage
- Watercraft Insurance
- Aircraft Insurance
- Disability Insurance
- Life Insurance