About Gartman & Bilz Insurance and Risk Management


We are a family and owned and operated Independent Agency who has been serving the insurance needs of families and businesses in the Greater Richmond, Lexington, KY and Cincinnati, OH areas since 1999. We have four office locations to better service your insurance needs. Our offices are located in Erlanger, KY, Cincinnati, OH, Richmond, KY, and Hebron, KY. Unlike most agents that only have access to only one carrier we have access to over 27 carriers that we work with on your behalf such as: Liberty Mutual Group, MetLife, Travelers, The Hartford, SAFECO , Auto-Owners, Kemper, & Progressive in order to get you the best coverage’s at the best possible price. In this day and age it's all about choices and options! This is where the value of Gartman Insurance comes to light. Put simply, we have the ability to look at your personal situation and shop your needs with several "Fortune 500" carriers. We provide both personal insurance coverage such as auto insurance, life insurance, and home insurance as well as commercial insurance coverage such as business insurance, workers’ compensation, commercial auto insurance, umbrella insurance, and much more. We want your insurance to work hard for you and your family. Let us help you find the right protection while giving you the peace of mind that comes with knowing you are covered. Message our page to start your free quote!


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Gartman & Bilz Insurance and Risk Management Agents




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Reviews



  • Amanda V. 9 months ago

    Great place for all your insurance needs. Wonderful people to work with.




  • Amanda R. about 1 year ago

    Wonderful service




  • Amber S. almost 2 years ago

    We cannot say just how much we appreciate Wen Gartman and his team. We have never had to file a home owner's claim in our combined 20 years of home ownership, until recently when we had a raw sewage disaster in our basement. Despite it being over the weekend, we called Gartman Insurance to find Wen's personal cell phone given on the recording. We reluctantly called, he answered, and continued to answer outside of normal business hours. Not only was Wen accessible, but he was extremely helpful and genuinely concerned throughout this whole process. After all was said and done with the restoration, Wen still followed up with us to make sure all was okay. We are with Erie Insurance, via Gartman Insurance, and are recommending them both to all our family and friends. Who would've thought we'd be treated like long time friends by an insurance company and provider? Thank you Wen Gartman and Jessie Brumfield (Erie adjuster) from the bottom of our hearts for making roses out of our stinky situation. Wishing all involved continued success and happiness! ~The Suttmiller Family




  • Maggie S. over 2 years ago

    Justin saved us $720 annually on our auto insurance, without us asking! Hands down the best customer service out there!




  • Sara C. over 3 years ago

    I could not recommended Gartman enough! I've called them so many times within the last year from needing to get a windshield replaced to getting insurance quotes, to buying a new car. They have always been so helpful getting ahold of our insurance and making sure that everything is taken care of. They answer all of my questions and make sure that any transactions that I have through our car insurance company go smoothly, even if they have to conference call in. I would highly recommend them to anyone!




  • Jeff B. over 3 years ago

    Good experience over many years. Even when he was with another insurance company. Highly recommend.



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Agency's Business Hours


  • Monday 8:30 AM – 5:30 PM
  • Tuesday 8:30 AM – 5:30 PM
  • Wednesday 8:30 AM – 5:30 PM
  • Thursday 8:30 AM – 5:30 PM
  • Friday 8:30 AM – 5:30 PM
  • Saturday Closed
  • Sunday Closed
  • Mon 8:30 AM – 5:30 PM
  • Tue 8:30 AM – 5:30 PM
  • Wed 8:30 AM – 5:30 PM
  • Thu 8:30 AM – 5:30 PM
  • Fri 8:30 AM – 5:30 PM
  • Sat Closed
  • Sun Closed

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