About POWERS Insurance and Risk Management

POWERS® Insurance & Risk Management challenges the status quo to create clarity and safeguard the financial well-being of our clients, their employees, and families. Our Risk Advisors are highly skilled in each of their industries they niche in. In addition to general insurance coverage, we have experts in Private Client Insurance, Construction and Surety Bonds, and Cannabis Insurance. Within our mission we safeguard your success and preserve your wealth.

Companies Represented

  • Allstate
  • Cannasure
  • Chubb
  • Cincinnati Insurance
  • Conifer
  • Encompass
  • Hagerty
  • Liberty Mutual
  • Met Life
  • Nationwide
  • Nationwide Private Client
  • Pure Insurance
  • Safeco
  • State Auto
  • The Hartford
  • Travelers

POWERS Insurance and Risk Management Agents

Insurance Products Offered

  • Auto Insurance
  • Business General Liability
  • Cannabis Insurance
  • Commercial Insurance
  • Construction Liability Insurance
  • High Net Worth Insurance
  • Home Insurance
  • Insurance
  • Life Insurance
  • Property And Casualty Insurance
  • Risk Advise
  • Risk Management
  • Surety Bonds


  • Julian S. 13 days ago

    My details are as such; Lucas is an outstanding individual. He took my calls, did what he said he would do; when he said that he would do it. He made me feel like a giant; even though I was just starting out. Wherever my business ventures take me, I will always remember Lucas; and how great he made me feel.

  • Matthew M. 2 months ago

    Our not-for-profit organization is small, and we have had difficulty getting service from insurance agents. Luke Wittenberg and Amy Russell were pleasant and diligent, going the extra mile to render service when the pandemic made ordinary ways of passing papers complex. our Board is very happy to have our insurance needs taken care of, and I expect we have just started on what will be a long relationship.

  • Kim K. 3 months ago

    Luke provided excellent customer service in finding general liability insurance for Baden Montessori School, a small, Montessori school that I'm forming here in St. Louis. For two months, I tried to get insurance for the school and was told that we were either too small and/or too new. Luke found us insurance within a matter of a week and did so with enthusiasm and care. He listed to our needs and found a solution. I would highly recommend him as an agent.

  • Katie H. 3 months ago

    Our time with Powers Insurance and Risk Management has shown their staff to be incredibly responsive and helpful, particularly Lorraine and Rachel who I've had the pleasure of working with over the last few years. They are quick, organized, knowledgeable and so pleasant to work with. 5 stars for the great customer service to their clients!

  • Leah J. 8 months ago

    Rachel is always so helpful no matter what questions I have! She's always willing to help explain documents or policies to me as well. She's a great contact to have!

  • Daniel P. 9 months ago

    I have been a long standing client of Powers insurance agency and I would like to say thank you and highly recommend them.For years,JD, Stacy and Meaghan have helped me with all my office and home insurance needs, including homeowners/condo insurance, automobile and all the various policies at my office( liability, property, work comp etc). They have provided prompt and accurate information and have always put my interests first guiding me to what I needed without loading me up with products I don't need. Luckily, I have only had a couple of claims, but even there they excelled and guided me through the process. Highly recommended. Dan Phillips

  • Meredith D. 10 months ago

    I’ve been working with Sam and Meaghan on my insurance for a couple years and they’ve been incredible! They’re always able to find the perfect coverage for me even as I moved states and have made everything seem-less and easy! They’re extremely personal as well and I’m always able to reach them as soon as I need them. Highly recommend them and Powers!

  • Simon L. 10 months ago

    We switched our business over about 2 years ago and couldn’t be happier. Chris Sullivan our agent has saved us money and has been super attentive as well as a great communicator. It’s great to feel like we have agent that has our backs and is looking out for us. Highly recommend Powers insurance and Chris.

  • Linsey M. 10 months ago

    Sam and the whole Powers team are second to none. Sam responds quickly and makes any request seem like a breeze. Convenience and knowledge, they excel by leaps and bounds in both areas. I would definitely recommend Powers.

  • Patty B. 10 months ago

    Chris Sullivan is your insurance guy! He helped guide me through the process of insuring my first business to make sure I was protected on all ends. The process was very simple and easy. Chris genuinely cares about his clients and their well being, that’s a bonus.

  • Ryan L. about 1 year ago

    I love working with Lorraine, Shari, Rachel, Rikki, Sam and JD for all of my insurance needs. The Powers team is so helpful on a day to day basis with insurance questions, billing and certificates of insurance. More importantly, they make sure I am well protected personally and help me manage the ongoing risk for my growing businesses. They have proven themselves to stand behind their promise with insurance claims that otherwise would have been scary without their support. Thanks for all your help!

  • Kate M. over 2 years ago

    Great location and a great place to work!!

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Agency's Business Hours

  • Monday 8:00 AM – 5:00 PM
  • Tuesday 8:00 AM – 5:00 PM
  • Wednesday 8:00 AM – 5:00 PM
  • Thursday 8:00 AM – 5:00 PM
  • Friday 8:00 AM – 5:00 PM
  • Saturday Closed
  • Sunday Closed
  • Mon 8:00 AM – 5:00 PM
  • Tue 8:00 AM – 5:00 PM
  • Wed 8:00 AM – 5:00 PM
  • Thu 8:00 AM – 5:00 PM
  • Fri 8:00 AM – 5:00 PM
  • Sat Closed
  • Sun Closed

Languages Spoken

  • English

States Licensed In

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