About Universal Insurance Agency

Universal Insurance is a locally owned 3rd generation Independent insurance agency serving central Nebraska for over 55 years. We offer Home, Auto, Business, Life and Farm and Ranch Insurance for a wide variety of clients. We make it easy to work with us with a robust consumer website, a client portal and a mobile app.

Companies Represented

  • Auto Owners
  • Berkshire
  • Columbia
  • Emc
  • Farmers Mutual
  • Markel
  • Nationwide
  • North Star
  • Progressive
  • Sfm

Universal Insurance Agency Agents

Insurance Products Offered

  • Auto Insurance
  • Business Insurance
  • Commercial Insurance
  • Farm And Ranch Insurance
  • Home Insurance
  • Life Insurance


  • Leonard D. 18 days ago

    you are looking out for us

  • Pam K. 24 days ago

    A tree fell on my garage and they were very quick to respond, Nate came over and saw it that morning and the process of getting my insurance check to make repairs took very little time.

  • Justin B. 30 days ago

    Always friendly and informative. When we were getting new house insurance everything was explained and options were reviewed. Never pressured.

  • Alton U. about 1 month ago

    Friendly service.

  • Terry R. about 2 months ago

    Personality and taking care of us great

  • Patricia M. 4 months ago

    I know that you will always check out options to save me money as well as getting the best products for my business! Thanks Nate for all you do! Trish

  • Shelia H. 4 months ago

    Nate always gives me a fast response to questions and proper channels to get answers. Thanks for the wonderful service

  • Kendra N. 4 months ago

    My agent found the policy that fit my business needs at a great value

  • Dan J. 7 months ago


  • Ben G. 7 months ago

    Priced reasonably and 2 claims have been quick and easy

  • Mario G. 8 months ago

    Communication is fast! Fantastic assistance!

  • Brett C. 8 months ago

    Always very helpful when changes needed made or questions answered! Friendly staff.

  • Chad G. 8 months ago

    Always available, fast service, and great coverage.

  • Rod R. 9 months ago

    Jack is always there when you need him and looking for ways to improve your insurance benefits.

  • Kyle L. 10 months ago

    Jack and his team super welcoming and informative. they made the transition very easy. i have already recommended universal Ins. to many of my customers when we speak about there insurance needs. Thank you all so much for your help! well done!

  • Don C. 10 months ago

    They were very thorough. Cover every detail.

  • Holli R. 10 months ago

    I’m treated like a personal friend not just a policy number.

  • Cody S. 10 months ago

    Fantastic privately owned firm that Puts a ton of focus on service and is great at follow up when you have a question or claim.

  • Brent M. 10 months ago

    Nate and his staff are top notch! Excellent customer service, quick to communicate, even after hours, and amazing rates. We travel a lot and best we found thru Universal. Don’t waste your time looking for any other agent or company, go with Universal.

  • Dann S. 10 months ago

    We appreciate the fact that you keep on top of getting us the best prices for all of our insurance needs! You're always there to answer any questions we might have. Thanks for all you do.

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Agency's Business Hours

  • Monday 8:00 AM – 5:00 PM
  • Tuesday 8:00 AM – 5:00 PM
  • Wednesday 8:00 AM – 5:00 PM
  • Thursday 8:00 AM – 5:00 PM
  • Friday 8:00 AM – 5:00 PM
  • Saturday Closed
  • Sunday Closed
  • Mon 8:00 AM – 5:00 PM
  • Tue 8:00 AM – 5:00 PM
  • Wed 8:00 AM – 5:00 PM
  • Thu 8:00 AM – 5:00 PM
  • Fri 8:00 AM – 5:00 PM
  • Sat Closed
  • Sun Closed

Languages Spoken

  • English

States Licensed In

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