About Oliver L.E. Soden Agency

The Oliver L.E. Soden Agency rejects the notion that businesses should be at the mercy of the whims of the insurance market and cookie-cutter insurance programs. They recognize that while insurance is a crucial part of any risk management program, it is generally the most expensive option to manage & finance risk. As such, they partner with clients take control of their total cost of risk by taking a holistic approach to risk management, which starts far before and ends well beyond an insurance program. Using their proprietary, SAFE365® Risk Management process and the application of other non-insurance solutions they discover more effective ways to address risk. Their SAFE365® risk management process helps clients get a true understanding of their risks and in turn reduce their total cost of risk. They utilize both insurance and non-insurance solutions to go far beyond the services of most insurance agents and brokers. The Soden Agency realizes that simply having quality insurance coverage is not the only solution to minimizing financial losses. This is why they also offer risk management services that allow you to gain a full understanding of how you can make changes in your policies and procedures that reduce the risk of losses before they occur. Risk Management helps you secure the best insurance rates, as it reduces the chance of you needing to file a claim. Their risk management service begins by conducting an assessment of your current business operations, property, and employee responsibilities to find potential areas that could lead to a significant incident that affects your business. Once the assessment is complete, they put together a plan that involves strategies for risk reduction, loss prevention, and risk transfer. Although some hazards are unavoidable, eliminating as many as you can and preparing financially for those that are possible protects your business in the long run. As an organization, the Soden Agency is dedicated to delivering superior consulting, quality insurance solutions, and claim services. Their website and 24 hour online and telephone customer service enable them to better serve their clients and make the delivery of their insurance products and services more convenient & efficient. The Oliver L. E. Soden Agency is 4th generation firm established in 1925. Over the years, they have evolved from a small local independent agency into an innovative risk management firm capable of handling mid to large sized businesses with complex needs. While their company has come a long way since it was first established, they never forget their history. This is why they keep their phone lines open 24-hours a day and encourage their advisors to develop a close relationship with every client. They believe that getting to know their clients is the best way to ensure that you receive the most options for protecting your family, business and property from financial losses. Now that you know a little about them, they are eager to begin getting to know you so that they can begin working to identify your needs. Give them a call today so that they can connect you with your best insurance choices.

Companies Represented

  • Aig
  • Am Trust
  • Andover
  • Chubb
  • Cna
  • Cumberland Mutual
  • Encompass
  • Farmers Of Flemington
  • Franklin Mutual
  • Icw
  • Kingstone
  • Liberty Mutual
  • Merchants
  • Mercury
  • Met Life
  • Narragansett Bay
  • Nationwide
  • New Jersey Manufacturers
  • Njm
  • Penn National
  • Philadelphia
  • Plymouth Rock
  • Preferred Mutual
  • Progressive
  • Safeco
  • Selective
  • The Hartford
  • Travelers
  • United Fire
  • Universal
  • Upc
  • Utica National
  • Zurich

Oliver L.E. Soden Agency Agents

Insurance Products Offered

  • Auto Insurance
  • Bonding
  • Bop
  • Brewery Insurance
  • Builders Risk Insurance
  • Business Auto Insurance
  • Business Continuity
  • Business Income Insurance
  • Business Insurance
  • Business Interruption
  • Businessowners
  • Car Dealer Insurance
  • Car Insurance
  • Claims Management
  • Commercial Auto Insurance
  • Commercial Insurance
  • Compliance
  • Construction Insurance
  • Contract Bond
  • Contractor Insurance
  • Crime Insurance
  • Cyber Liability
  • D O
  • Data Breach Insurance
  • Dealers Open Lot
  • Directors Officers Liability
  • Disability Insurance
  • Distillery Insurance
  • E O
  • Employee Benefits
  • Employment Practices Liability Insurance
  • Epli
  • Errors Omissions Insurance
  • Fidelity Bond
  • Fiduciary Liability Insurance
  • Fire Department Insurance
  • Fire Insurance
  • First Responders Insurance
  • Fitness Insurance
  • Fleet Insurance
  • Flood Insurance
  • Garage Insurance
  • Garage Keepers Insurance
  • Garage Liability
  • General Liability Insurance
  • Health Insurance
  • Hired Auto
  • Hired Non Owned Auto Insurance
  • Home Insurance
  • Hr Compliance
  • Hr Services
  • Inland Marine Insurance
  • Janitorial Insurance
  • Life Insurance
  • Loss Control
  • Management Liability Insurance
  • Manufacturers Insurance
  • Non Owned Auto
  • Non Profit Insurance
  • Osha Compliance
  • Payroll
  • Private Equity M A
  • Professional Liability Insurance
  • Property Insurance
  • Representations Warranties
  • Restaurant Insurance
  • Risk Management
  • Safety Consulting
  • Salon Insurance
  • Site Improvement Bond
  • Small Business Insurance
  • Spa Insurance
  • Surety Bond
  • Tax Liability Insurance
  • Technology Insurance
  • Transportation Insurance
  • Trucking Insurance
  • Umbrella Insurance
  • Veterinary Insurance
  • Wage Welfare Bond
  • Workers Compensation


  • John F. 11 days ago

    Great all around insurance co. I’ve been a customer there for years, they always have the answers to my questions and if they don’t they will always get back to me. Thanks to all the staff there. John G Flesch Jr.

  • Michael E. 17 days ago

    All of our staff have always been very responsive. I want to especially recognise Carla because she always finds an answer to my questions and is very quick in getting an answer. We appreciate that immensely.

  • Greg B. 19 days ago

    Anytime I have a question or a need the agency is always there to help In a timely manner

  • Michael G. 19 days ago

    Outstanding service and prompt responses.

  • Christina G. 19 days ago

    Your agency always provides valuable and great professional service while ensuring our needs are always the priority. Thank you!

  • Susan G. 19 days ago

    I can’t be the only widowed senior to be completely unaware of car maintenance and insurance issues. Our former agent died. We’d never met him. He was just a voice on the phone. I cancelled the insurance on the wrong car. Friends suggested I call Soden’s Ins. Co. and I did. I simply asked if they could help me – and, they did. I researched Soden’s beforehand. They’d been in business since 1925. My agent is Karoline Breeze who, by the way, is also the Operations Manager. I never have a problem that she can’t handle. In 6 words – stay local and meet real agents. Susan Gaboury

  • Mario B. 24 days ago

    The office staff is always very helpful and polite. Thanks.

  • Gary F. 24 days ago

    All of you care about your clients. You make us feel valued, like we are part of your family. Thank you for that.

  • Glenn G. 25 days ago

    always great. In fact I gave Kristin contact info to a friend this morning

  • Judie T. 26 days ago

    I am very pleased with the Soden Agency. All of the representatives are friendly and respond quickly to phone calls and emails.

  • Kelly T. 27 days ago

    Kristin always goes above and beyond to help us find the best rates for our home, auto, motorcycle and motor home.

  • Rich F. about 1 month ago

    Kristin is excellent and knowledgeable, with a unique ability to explain what is the best coverage for my family

  • Frank F. about 1 month ago

    Easily accessible with very quick responses, thoroughly knowledgeable, always looking for what's the best fit for our needs, from a monetary and business standpoint, reliable and trusting relationship from day one!

  • Ronald M. about 1 month ago

    Carla, wonderful person, goes out of her way to get you the best deals.

  • Andrew T. about 1 month ago

    I love the personal attention provided by Carla and her team. They make me feel comfortable calling about any questions or concerns I may have which they always address with great care and promptly.

  • Debbie O. about 1 month ago

    I like the personal service. I like that if I have questions there is someone to contact that knows me and my business.

  • Bradley G. about 1 month ago

    Love the customer service provided by the agency and Kristen Dolce

  • Carol M. about 1 month ago

    I like knowing that I can call you and you will answer my questions and help me any way you can. Thank You Kristin.

  • Debra M. about 1 month ago

    Always on point when I ask questions. Cheers

  • Matt E. about 1 month ago

    Customer-focused, attentive to detail, and delivers responsive and high quality care. The team is always ensuring their customers get the best value and that all of their needs are met. My family has been coming to Oliver L.E. Soden Agency for many years for all of our insurance needs. Only excellent experiences!

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Agency's Business Hours

  • Monday 9:00 AM – 5:00 PM
  • Tuesday 9:00 AM – 5:00 PM
  • Wednesday 9:00 AM – 5:00 PM
  • Thursday 9:00 AM – 5:00 PM
  • Friday 9:00 AM – 5:00 PM
  • Saturday Closed
  • Sunday Closed
  • Mon 9:00 AM – 5:00 PM
  • Tue 9:00 AM – 5:00 PM
  • Wed 9:00 AM – 5:00 PM
  • Thu 9:00 AM – 5:00 PM
  • Fri 9:00 AM – 5:00 PM
  • Sat Closed
  • Sun Closed

Languages Spoken

  • English

States Licensed In

  • California
  • Florida
  • North Carolina
  • New Jersey
  • New York
  • Pennsylvania
  • Texas
  • Virginia

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