About Shore Insurance: The way Oklahoma state residents live their lives determines the type of insurance they will need to carry - both personally and professionally. For example, if you own business, you are required to have certain commercial insurance policies to provide coverage for your property as well as workers compensation insurance to cover any accidents on the job. If your lifestyle involves boating, jet skiing or other activities that involve equipment, these items will need to be insured as well. That is why it’s best to make arrangements to speak to a professional insurance agent today to discuss all of your multiple insurance needs. A licensed professional understands the laws and all of the insurance requirements set forth by the state of Oklahoma. Therefore, we will work with you to ensure you are in compliance, regardless of your insurance needs. If your insurance needs consist of homeowners insurance, there are several things that you, the homeowner may not be aware of, and thus may be exposed to various risks due to lack of knowledge. For example, if you own a home in Oklahoma, you may be unaware of Exclusionary Provisions, whereby, basic homeowner’s insurances policies does not cover certain areas, such as backup of sewers, floods, earthquakes and other areas, and an add-on policy may be needed for additional coverage. One of our trained licensed professionals will be able to point out these differences and recommend the best add on an insurance policy for you. If your insurance needs consist of auto insurance, the state of Oklahoma requires that your automobile has liability insurance at a minimum, to include minimum coverages per accident. Including a minimum of $25,000 for injury or death for each person; a total of $50,000 for injury or death involving multiple people; and $25,000 for property damage. For more information, please use our online quoting tools or stop by our office and one for licensed agents will be happy to assist you.
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