About Chad Smith: At Natural State Insurance Group, we are independent because we believe it is our customers’ needs that come first and not just selling the insurance products of a specific company we represent.

Companies represented: Encompass, MetLife, Progressive (Platinum Home), Safeco, State Auto, American Modern, Hagerty, AmTrust, BHHC, Chubb, CNA, Employers, GUARD, Hartford, Liberty Mutual, Markel, Philadelphia, Hallmark, National General, Trexis, Traders,

Insurance Products Offered

  • extended-warranty
  • bonding
  • epli
  • equipment-im
  • builders-risk
  • cyber-data-breach
  • errors-omissions
  • workers-compensation
  • business-auto
  • bop
  • Property
  • general-liability
  • business-insurance
  • at-vs
  • rv
  • Umbrella
  • Motorcycle
  • Boat
  • Life
  • Auto
  • Home


  • Pat thompson 9 months ago

    Chad Smith was excellent to work with. He was prompt, courteous and knowledgeable. I was able to decrease my insurance costs without loss of coverage. Thank you Natural State Insurance !

  • treece thompson 11 months ago

    Matt Sullivan knows his stuff. And he explains it to you in a way that you can understand!

  • Marvin Smith 11 months ago

    We saved $$s on an extended warranty for our auto. Also saved $$s on coverage for our Home and Autos.. Not only saving money but 1st class personal service. They set me up with the plan that fit me best.

  • Jason Peebles over 1 year ago

    Chad took great care of me. I highly recommend them.

  • John Guenther over 1 year ago

    Great experience. Only sold me products I wanted and or needed. Didnt try and sell me insurance I didnt need. Finally a great insurance service that puts theor customers needs first. I highly recommend.

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Agent's Business Hours

  • Monday 8:30 AM – 5:00 PM
  • Tuesday 8:30 AM – 5:00 PM
  • Wednesday 8:30 AM – 5:00 PM
  • Thursday 8:30 AM – 5:00 PM
  • Friday 8:30 AM – 5:00 PM
  • Saturday Closed
  • Sunday Closed

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