About Robert Klinger: Robert “Bob” Klinger, LUTCF, CPIA, is the president and CEO of Klinger Insurance Group. Bob founded Klinger Insurance Group, an independent service-disabled veteran-owned insurance agency, in 1993. His agency has been offering personalized, expert service to individuals and businesses in the Washington, DC area and in 15 states across the country for over 25 years.Bob’s first passion was life insurance, and he stresses to his clients that the purpose of life insurance is to make sure your loved ones are taken care of when you are gone. Many times, it is the difference between losing your home or being able to stay in the family home. From life insurance, Bob branched out into Personal and Commercial Insurance. His goal is to make sure his clients are well-informed about their insurance so that they can make educated decisions, allowing them to understand what is covered and what they are purchasing. Bob’s passion for insurance and his exemplary leadership ensure that Klinger Insurance Group’s staff members are motivated to provide clients with amazing service.Bob’s passion and caring for our country and community is demonstrated in his 20 years of service in the United States Army. He was commissioned a second lieutenant upon graduation from the United States Army Officers Candidate School. Bob served as an Infantry Commander for the 1st Infantry Division under the Big Red 1. Before he retired from the military in 2008, Bob was wounded in combat during Operation Iraqi Freedom and received a Purple Heart. While recovering at Walter Reed, Bob continued to grow his insurance agency, as he was even more determined to make sure his clients and future clients receive the service and coverage they need to protect their families, their personal insurance needs, and their business insurance needs.Within the past decade, Bob has joined many of the insurance industry’s major associations and has served in leadership positions on their boards. Bob is both a Board of Directors Member and the Treasurer of the American Insurance Marketing and Sales (AIMS) Society, and serves the Disabled Veterans Insurance Careers (DVIC) as the Regional Director for Maryland, Virginia, and D.C. Bob is a former National Director for the National Association of Professional Insurance Agents (PIA), and is a member of the Member Agent Panel (MAP) under Insurance Agents & Brokers (IA&B). Previously, Bob was the Chairman of the Board for Maryland, Delaware, and Pennsylvania under IA&B. Bob sits on the boards of several organizations so that he may take part in important decision-making and lobbying, allowing him to stay up-to-date on what is happening in the insurance industry. He does this so he can better educate his clients and inform them of any anticipated changes as they arise. Bob strives to be a mentor to his clients, employees, interns, and others.Bob enjoys getting involved in and around our community, devoting time and funds to help local charities and provide scholarships to minority students. Several of the organizations that Klinger Insurance Group volunteers with include Operation Second Chance, Manna Food Center and the Smart Snacks Program, KindWorks, Big Brothers Big Sisters, the Frederick Soup Kitchen, Hire Our Heroes, and Wreaths Across America. As a result of Bob’s leadership and the importance he places on volunteerism, Klinger Insurance Group employees are motivated and encouraged to give back to their community both individually and as a team.Today, Bob Klinger still holds the same level of dedication, caring and passion. He strives to assist others with their individual insurance needs with the help of the amazing staff at Klinger Insurance Group.

Companies represented: 21st Century, AIG, ACE, AIC, Allied, Amtrust, Anthem, Assurant Flood Pro, Banner, Burns & Wilcox, Care First, Chubb, Cincinnati Life, C.N.A., Condon Skelly, Conseco, Crum & Forster, Dairyland, Dental Quest, Dominion Dental, Erie, Farmer’s, Fireman’s Fund, Flood Smart, Foremost, Frederick Mutual, Genworth, Golden Rule, Guard, Hagerty, Harleysville, Hartford, IHC Group, IWIF, Jewelers Mutual, Kaiser, Liberty Mutual, MAIF, Mass Mutual, MetLife, National Flood, Nationwide, Penn National, Pennock, Pets Best, Philadelphia, Progressive, Rockwood, Safeco, Seaworthy, Selective Flood, Seneca, Sentry, State Auto, Stone River, Tapco, Trans America, Travelers, United Healthcare, US Assure, USG, USLI, Zurich

Languages spoken: English, Vietnamese, Spanish, Russian, Korean, Chinese

Licensed in: CA, CO, DC, DE, MA, MD, MI, NC, NJ, NY, OH, PA, RI, TN, TX, VA, WV

Specialty Areas

  • woodworking
  • wholesalers
  • veterinarian
  • vietnamese-restaurants
  • trucking
  • thai-restaurants
  • roofing
  • painting
  • medical
  • it
  • high-tech
  • handyman
  • fine-dining
  • fast-food
  • grocery
  • dry-cleaners
  • doctor
  • dental
  • delicatessen
  • deli
  • convenient-store
  • carpentry
  • cabinetry
  • biotech
  • automobile-repair
  • auto-repair
  • automobile-dealer
  • auto-dealer
  • american-restaurants
  • electrical
  • beer-wine
  • landscaping
  • plumbing
  • hvac
  • contractors
  • homeowner
  • chinese-restaurants
  • nail-salons
  • restaurants

Insurance Products Offered

  • worker-s-compensation-insurance
  • wholesalers-insurance
  • whole-life-insurance
  • vision-insurance
  • valuable-items-insurance
  • umbrella-insurance
  • travel-insurance
  • term-life-insurance
  • technology-insurance
  • surety-bonds
  • specialty-auto-insurance
  • special-event-insurance
  • snowmobile-insurance
  • short-term-medical-insurance
  • restaurant-bar-insurance
  • restaurant-insurance
  • rental-property-insurance
  • professional-liability-insurance
  • product-liability-insurance
  • pet-insurance
  • personal-watercraft-insurance
  • personal-umbrella-insurance
  • one-day-event-insurance
  • non-profit-insurance
  • motor-home-insurance
  • motel-hospitality-insurance
  • mpi
  • mortgage-protection-insurance
  • mobile-home-insurance
  • medical-malpractice-insurance
  • medical-insurance
  • manufacturers-insurance
  • manufactured-home-insurance
  • ltc-insurance
  • long-term-care-insurance
  • liquor-liability-insurance
  • kidnap-ransom-insurance
  • key-person-insurance
  • key-employee-insurance
  • investment-insurance
  • hotel-hospitality-insurance
  • homeowners-insurance
  • homeowner-insurance
  • high-net-worth-coverage
  • general-liability-insurance
  • garage-insurance
  • flood-insurance
  • fixed-annuities
  • final-expense-insurance
  • farm-insurance
  • errors-omissions-insurance
  • epli-insurance
  • employee-practices-liability-insurance
  • earthquake-insurance
  • e-o-insurance
  • distributors-insurance
  • disability-insurance
  • directors-and-officers-liability-insurance
  • d-o-liability-insurance
  • dental-insurance
  • cyber-liability-insurance
  • contractor-s-general-liability-insurance
  • condominium-insurance
  • commercial-umbrella-insurance
  • commercial-trucking-insurance
  • commercial-property-insurance
  • commercial-earthquake-insurance
  • cargo-insurance
  • business-owners-package-insurance
  • business-interruption-insurance
  • builders-risk-insurance
  • Bonds
  • boat-marine-insurance
  • atv-insurance
  • agribusiness-insurance
  • classic-auto-insurance
  • classic-car-insurance
  • commercial-auto-insurance
  • home-warranty-insurance
  • wedding-insurance
  • life-insurance
  • worker-s-comp-insurance
  • rv-insurance
  • motorcycle-insurance
  • boat-insurance
  • renter-s-insurance
  • commercial-insurance
  • business-insurance
  • homeowner-s-insurance
  • home-insurance
  • car-insurance
  • auto-insurance


  • gene mummert 4 months ago

    I have done business with Klinger Insurance Group for over 8 years, they handle all of my insurance personal and business, ALWAYS great customer service and truly care about their clients, Highly reccommend.

  • Lynn Estrada 4 months ago

    Great service great follow up and truly care about their clients. Bob is extremely knowledgeable and always trying to get us better coverage for cheaper price.

  • Brian Hall 8 months ago

    Bob Klinger and his staff are amazing. I have had the please to work with Bob for the past 23 years. His firm handles all of my personal and business insurance needs. Bob knowledge of the insurance industry is second to none. He is always available when I need him and his follow up is outstanding. I trust Bob more than I trust any of my other advisors. Highly recommend Klinger Insurance Group they have help me and my family when we had a house fire and when we had other situation arise. They truly work for their clients and not the insurance company.

  • Heather Nguyen 9 months ago

    I have had the honor to do business with Mr Klinger and his staff for over 20 years. They truly care about their clients. Anytime I need anything they are always there to help me in the event of claims, payment issues and recommending the appropriate coverages as by personal and business insurance needs have evolve over time. Every time my family calls the office they always make us feel welcome and important. Thank you for 20 years of outstanding service and giving back to our community in a big way.

  • Mike Reynoso 12 months ago

    I have had a pleasure working with the team at Klinger Insurance. I own a local small business. I am glad we found a place where I can have all my basic small business insurance policies in one designated place. Linda and Bob always have a positive attitude. Plus, they are dependable which makes working with them a whole lot easier. They are there when needed.

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Agent's Business Hours

  • Monday 8:00 AM – 5:00 PM
  • Tuesday 8:00 AM – 5:00 PM
  • Wednesday 8:00 AM – 5:00 PM
  • Thursday 8:00 AM – 5:00 PM
  • Friday 8:00 AM – 4:00 PM
  • Saturday Closed
  • Sunday Closed

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